Her job is not easy. ‘I have to explain what a superior is, what a deductible can be, what an out-of-pocket maximum is certainly, detail by detail, because it is completely new to them,’ she said. Half of the uninsured in California are Latino. Yet they account for simply 21 % of individuals who have signed up for new insurance policies. Health specialists blame the vocabulary barrier, fears about immigration status, and lack of access to a computer. ‘They are way more apt to need to sign up in person sitting across a table from someone,’ stated Peter Lee, the executive director of Covered California.Recent reviews strongly claim that both emissions and warming styles will continue to have an effect on the atmosphere into the 21st hundred years, with annual average temperatures for the spot in the 2050s projected to go up by 2.5 degrees Fahrenheit to 6.5 degrees Fahrenheit, and summer temperature increasing 2.7 degrees Fahrenheit to 7.6 degrees Fahrenheit. The research findings also indicate that urban counties shall encounter greater numbers of deaths than less-urbanized counties. Currently, counties experiencing the hottest summers are the highly urbanized counties in and around New York City, which have the best population density also. Millions of residents already are exposed to periodic summer temperature stress, which can result in increases in heat-related disease and premature deaths.